The Fraud Strategy 2026 to 2029 sets out how the government will combat fraud against individuals and businesses over this period and will invest over £250 million in doing so.
The Strategy has three parts:
Disrupt - disrupting the tools, methods, systems and vulnerabilities exploited by criminals, making it harder for them to commit fraud. Interventions include:
- launching the public-private Online Crime Centre to share data and collaborate on interventions that eliminate online fraud at scale (from Q2 2026); and
- collaborating with the telecommunications, online and financial services sectors to deliver interventions that address their vulnerability to criminal exploitation (from Q1 2026).
Safeguard - strengthen resilience so fraud can be detected and repelled before harm occurs. Interventions include:
- expanding the Stop! Think Fraud campaign to a broader range of fraud types, to build individuals’ and businesses’ resilience to fraud (from Q1 2026);
- enhancing our law enforcement PROTECT response by increasing data-led proactive policing and providing targeted support to at-risk individuals (from Q1 2026); and
- supporting specialist cyber resilience centres in providing advice to businesses on how to improve their resistance to fraud (from Q1 2026).
Respond - bringing together reporting, victim support, reimbursement, criminal and civil justice. Interventions include:
- operating Report Fraud, the new, streamlined reporting service, to provide a robust and improved reporting mechanism for victims of fraud (from Q1 2026);
- introducing a Fraud Victims’ Charter which will set out a minimum standard of care across all support providers, to ensure consistent victim support (Q2 2027); and
- strengthening criminal and civil justice by improving court process and exploring additional civil law penalties to ensure criminals face justice (by Q1 2029).